How the Plan works.

By enrolling in a credit counseling agency, such as American Debt Freedom we will make sure - that we help you:

1) Help you pay less. The servicer of the accounts has pre-negotiated with your creditors for better repayment terms, including lower interest rates and waived late fees. By being in this program, it will also increase your credit rating!

2) Help to pay off your debt faster. By creating a realistic and manageable payment plan, you will be able to pay off your debt in as few as 2 to 5 years (as compared to potentially 25 to 40 years on your own), Saving you thousands!

3) Help make it easier to pay every month. By consolidating all your credit card and other unsecured debt payments into one, you won’t have to juggle multiple payments. By doing this, its much more organized and your creditors all get paid on time.

4) Credit Repair Program. A service, that no other consolidation company will provide! We understand your situation, and lifestyle. It's imperative that every American has the best FICO score possible. For this reason, we do not report to the credit bureaus -- and also, provide credit repair services.

5) Help you get the service you deserve. Perhaps most important of all is the fact that you will always be treated with respect, care and compassion

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