The Process once you have enrolled.

As a Debt Management Service we work directly with your creditors to:

• Reduce or eliminate your interest rates.
• Reduce your monthly payment up to 75%.
• Consolidate all of your un-secure debt into one simple monthly payment.
• Increase your credit rating!
  
  
  One of the most common questions is
  How do we do it?
  
  
  1) After filling out your online application (financial analysis form) you will receive a call from one of our Counselors (within 24 - 48 hours). A new plan will then be created, with new interest rates and as well as a new monthly payment.
  
  
  2) Should you then decide to enroll in our program, an agreement will be sent to you that allows our staff to negotiate with your creditors. This agreement should be signed and sent back to us as soon as possible.

3) Upon receipt of the signed agreement and the 1st agreed upon payment; we will contact your creditors and notify them that you have joined our debt consolidation program. From that point forward harassing calls from your creditors will cease and in most cases interest charges and late fees will be drastically reduced.

4) Every month you will make your scheduled payment. Upon receipt of your payment, we in turn, disburse this payment to the creditors in an agreed upon apportionment.

5) You will still continue to receive monthly statements from your creditor giving you the ability to see your debt disappear.

::. Fill out our Free Quote form today, for a No-Obligation, Debt Analysis